“IF you saw a woman struck by a car, would you call an ambulance right away? Or would you first ask for her papers to make sure she was not an illegal immigrant? If someone living down the street from you was suffering from the H1N1 flu, wouldn’t you want him to get immediate medical help? Would you rather see him in pain and perhaps spread the disease?” – from “Pettiness is killing US” on THE AUSTRALIAN.
The difference between Hillary’s health care plan and Obama’s is the mandatory requirement in Hillary’s plan. That mandatory requirement is a huge source of concern because it means that the government can force us into a plan whether or not that plan is efficient or not.
The efficiency of a health care system is stretchable. It can change depending on how much outside pressure there is on the system. If there is no outside pressure, as in the case when the system is supported unconditionally by the government, the system’s efficiency will be at its lowest point. That means that when we are forced by the government to accept a health care plan, it will be the most expensive one.
Without government mandatory, people can choose whether to participate in a health care plan or not. When they have a medical bill to pay, if they can afford it, as proven by their annual tax return, they will have to pay for the bill. At this time, they will see whether they should have participated in a health care plan or not. If it is better for them to save money on health insurance to pay for their medical bills, they don’t have to participate in a health care plan. If it costs them more to pay for their medical bills than to pay for health insurance, they will want to participate in a health care plan that can save them money.
Health care costs are not made higher by insurance companies. They are made higher for the lack of government oversight over the health care industry. There need to be auditions for what health care providers are charging and how much they are charging. Because of the lack of knowledge in the medical field, most people do not understand their medical bills. This gives health care providers plenty of opportunities to cheat. That is how our health care costs can be skyrocketing as they are.
Other factors such as malpractice lawsuits and the high costs for cares for certain patients also contribute to the rise of health care costs for everybody. Putting a cap on malpractice lawsuits will help.
The only thing that is impossible to do to keep health care costs down, is to decide how much care we should give to a patient. Nobody thinks we can leave anybody to die because it costs too much to save that person. We want to save everyone that we can save. So we just have to pay as much health insurance as we can so that as many of us can be saved as possible. It sounds unfair if those who need more care are responsible for their poor health. But we should trust that most people care about their health and do as much as they can to stay healthy. After all, it always cost us more to get sick whether or not we have to pay for our treatments or not.
To sum up, while we may not be able to avoid paying higher health care costs, we want that money to go to better health care rather than to pay for the inefficiency of the health care system or the greed of health care providers, which is what Hillary’s plan will have us to do.